Legal

Terms of Service

Effective Date: January 1, 2026 Last Updated: January 1, 2026

1. AGREEMENT TO TERMS

These Terms of Service ("Terms," "Agreement") constitute a legally binding agreement between you ("User," "you," "your") and VerseStudios ("Company," "we," "us," "our," "VerseStudios"). By accessing, downloading, installing, or using any of our Services—including our website (versestudios.com.ng), mobile applications (including Whot Arena), and related services—you agree to be bound by these Terms. If you do not agree to these Terms, you may not use our Services.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of our Services constitutes acceptance of modified Terms. It is your responsibility to review these Terms periodically for updates.

2. SERVICE DESCRIPTION

VerseStudios provides digital products and services including:

  • Whot Arena: A skill-based multiplayer card game featuring real-time gameplay, competitive ranking systems, and peer-to-peer competition
  • Web applications and platforms for various purposes including productivity and fintech
  • Mobile applications for iOS and Android platforms
  • Digital consulting and custom development services

Services are provided "as is" and "as available" without warranty of any kind. We reserve the right to modify, suspend, or discontinue Services or any portion thereof at any time, with or without notice.

3. USER ELIGIBILITY AND ACCOUNT REGISTRATION

3.1 Eligibility

  • You must be at least 13 years old to use our Services (or the minimum age of digital consent in your jurisdiction)
  • Users under 18 must have parental or guardian consent
  • You must be a natural person (not a bot, automated service, or artificial entity) unless authorized by VerseStudios
  • You must comply with all applicable laws and regulations in your jurisdiction

3.2 Account Registration

To access certain features of our Services, you may need to create an account. When registering, you agree to:

  • Provide accurate, current, and complete information
  • Maintain the confidentiality of your username and password
  • Accept responsibility for all activities under your account
  • Notify us immediately of unauthorized access or security breaches
  • Not use offensive, inappropriate, or fraudulent usernames

We reserve the right to suspend or terminate accounts that violate these Terms or engage in abusive behavior.

4. USER CONDUCT AND PROHIBITED ACTIVITIES

You agree not to engage in any of the following prohibited activities:

  • Cheating, hacking, exploiting bugs, or using unauthorized third-party tools to gain unfair advantages
  • Harassment, bullying, threats, hate speech, or abusive behavior toward other users
  • Spamming, phishing, or attempting to obtain sensitive information from other users
  • Violating intellectual property rights or using copyrighted content without authorization
  • Transmitting viruses, malware, or any code designed to disrupt Services
  • Reverse engineering, decompiling, or attempting to derive source code
  • Automated scraping, data mining, or unauthorized access to our databases
  • Impersonating other users or misrepresenting your identity
  • Creating multiple accounts to circumvent restrictions or gain unfair advantages
  • Selling, trading, or transferring accounts or in-game items outside approved channels
  • Using the Services for illegal activities or violating any applicable laws
  • Attempting to circumvent payment systems or obtain Services without proper compensation

Violations of these provisions may result in immediate account suspension or termination without refund.

5. INTELLECTUAL PROPERTY RIGHTS

5.1 VerseStudios IP

All content, features, and functionality of our Services—including but not limited to software, graphics, text, images, game mechanics, algorithms, and designs—are the exclusive property of VerseStudios or its licensors and are protected by international copyright, trademark, and patent laws. You are granted a limited, non-exclusive, non-transferable license to access and use our Services for personal, non-commercial purposes only.

5.2 User-Generated Content

By submitting content to our Services (including usernames, messages, game data, feedback, or artwork), you grant VerseStudios a worldwide, perpetual, royalty-free, non-exclusive license to use, reproduce, modify, and display such content for operational, promotional, and analytical purposes. You warrant that you have the right to grant such licenses.

5.3 Copyright Infringement

If you believe your intellectual property rights have been infringed, please contact us at versestudios.support@gmail.com with:

  • A detailed description of the infringing content
  • Identification of the original copyrighted work
  • Your contact information and statement under penalty of perjury

We will investigate reported infringements and take appropriate action as required by law.

6. PAYMENT TERMS

6.1 Pricing and Charges

Some Services may require payment. All prices are in Nigerian Naira (NGN) unless otherwise stated. We reserve the right to change pricing with 30 days' notice. Price changes apply only to future transactions.

6.2 Payment Processing

We use third-party payment processors to handle transactions. You agree to their terms and privacy policies. We do not store full credit card information; your payment details are encrypted and secured.

6.3 Billing and Subscriptions

If you subscribe to recurring services, you authorize us to charge your account automatically on the specified billing cycle. You may cancel subscriptions anytime through your account settings. Cancellations are effective at the end of the current billing period. No refunds will be issued for partial billing periods.

6.4 Refund Policy

  • In-game purchases and virtual items are non-refundable except as required by law
  • Subscription refunds are available within 7 days of purchase for services not yet rendered
  • Account termination due to violation of Terms forfeits all payment and in-game assets
  • We may issue refunds at our sole discretion for technical issues or service failures

To request a refund, contact versestudios.support@gmail.com with your order details.

7. DISCLAIMERS AND LIMITATIONS OF LIABILITY

7.1 "AS IS" Disclaimer

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR THAT ANY DEFECTS WILL BE CORRECTED.

7.2 Technical Issues

We are not liable for:

  • Network connectivity issues beyond our control
  • Server downtime or performance degradation
  • Data loss or corruption due to technical failures
  • Loss of in-game progress due to account issues (unless caused by our gross negligence)
  • Compatibility issues between your device and our Services

7.3 Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, VERSESTUDIOS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR BUSINESS INTERRUPTION, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIM SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM (OR FIVE THOUSAND NAIRA IF YOU MADE NO PAYMENT).

8. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless VerseStudios, its officers, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from:

  • Your violation of these Terms or applicable laws
  • Your use or misuse of our Services
  • Content you submit or transmit through our Services
  • Your infringement of third-party intellectual property rights
  • Disputes between you and other users

This obligation applies to all claims regardless of the legal theory and whether we have been advised of the possibility of damages.

9. TERMINATION

9.1 Termination by You

You may terminate your account at any time by contacting versestudios.support@gmail.com. Upon termination, your account will be deactivated and personal data will be deleted according to our Privacy Policy.

9.2 Termination by VerseStudios

We may suspend or terminate your account immediately and without notice if:

  • You violate these Terms or our policies
  • You engage in cheating, harassment, or abusive conduct
  • You provide false or fraudulent information
  • Your account is used for illegal activities
  • We cease operating the Services

Upon termination, all licenses and rights granted to you are revoked.

10. DISPUTE RESOLUTION

10.1 Informal Resolution

Before initiating formal proceedings, you agree to attempt resolution by contacting versestudios.support@gmail.com with a detailed description of your dispute. We will respond within 30 days.

10.2 Governing Law

These Terms are governed by the laws of Nigeria, without regard to conflict of law principles.

10.3 Jurisdiction

You agree to submit to the exclusive jurisdiction of the courts located in Nigeria for resolution of any disputes.

11. EXPORT COMPLIANCE

Our Services and any underlying technology are subject to export control laws. You may not export, re-export, or transfer our Services to prohibited countries or individuals without proper authorization.

12. SEVERABILITY

If any provision of these Terms is found to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it valid, or if that is not possible, severed. The remaining provisions shall remain in full force and effect.

13. ENTIRE AGREEMENT

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and VerseStudios regarding your use of our Services and supersede all prior negotiations, understandings, and agreements, whether written or oral.

14. WAIVER

The failure of VerseStudios to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision.

15. CONTACT US

If you have questions about these Terms of Service or need to report violations, please contact us:

16. CHANGES TO THESE TERMS

We may update these Terms at any time. The "Last Updated" date indicates when the Terms were last revised. Material changes will be communicated via email or prominent notice on our website. Your continued use of our Services after such changes constitutes acceptance of the updated Terms.